Aerial photograph of the Immaculate Conception Chapel

Life Insurance

Group Life Insurance

Supplemental and Dependent Life Insurance

Accidental Death and Dismemberment Insurance


Group Life Insurance

The University will purchase group life insurance for each eligible employee effective the first day of the month following the date of hire. The University pays full cost for this coverage. In the event the staff member separates from service, the insurance may be continued on an individual basis by making premium payments directly to the carrier provided the employee has been employed in a benefit eligible category for a minimum of 12 months.

Each eligible employee under age 55 will have life insurance equal to 1.7 times the employee’s basic annual salary. Any amounts above even thousand dollar figures will be rounded off to the next higher thousand. For employees age 55 and above, the multiple decreases.  Please refer to the appropriate employee handbook for further information.


Supplemental and Dependent Life Insurance

All benefit-eligible employees have the opportunity to participate in additional life insurance options at their own expense.

Under the Supplemental Life Insurance program, benefit-eligible employees are offered the opportunity to enroll in life insurance valued at 1, 2, 3 or 4 times base annual salary up to a maximum of $750,000. Medical evidence of insurability is required on amounts in excess of the lesser of 3 times base annual earnings or $375,000 at the time of initial hire or on any level after 30 days of employment.

Under the Dependent Life Insurance program, employees are offered the opportunity to purchase $10,000 or $20,000 in life insurance coverage for a spouse, and either $2,000, $5,000 or $10,000 for dependent children.

Supplemental Life Insurance Premiums (doc)


Accidental Death and Dismemberment Insurance

Accidental Death & Dismemberment Insurance may also be purchased for the employee in increments of 1-10 times base annual salary with a maximum of $500,000. AD&D coverage is also available for family members. The plan offers 24-hour accident protection anywhere in the world, on or off the job, on business, vacation, or at home

Employees may enroll in or change levels of coverage at any time during the year but will be required to submit evidence of insurability at any time other than during the initial hire. Contact the office of human resources for premium rates and additional information about the plans