Health Insurance Requirement

All F-1 students and J-1 exchange visitors are required to have health insurance coverage in effect for themselves and any accompanying dependents for the duration of their status. The insurance policy must also provide coverage that includes “medical evacuation” and “repatriation of remains.” You may have health insurance coverage from your home country that will cover you in the U.S., but be sure to verify this. Proof of insurance coverage must be submitted to the ISSS office upon arrival. Failure to provide evidence of this coverage may result in the ISSS office enrolling you automatically in the plan administered through the University (United Health Care). If the ISSS office is forced to do this, your student account will be charged for the insurance premium and assessed an additional service charge of $50.

J-1 exchange visitors must have insurance that meets minimum requirements established by USCIS. These include:

• medical benefits of at least $50,000 for each accident or illness;
• “repatriation” benefits of at least $7,500 to send your remains to your home country should you die while you are in the U.S.; and
• “medical evacuation” benefits of at least $10,000 in caseinjury and your doctor advises you to return home.

Health Insurance Providers

If you need to purchase a policy in the U.S. the following health insurance providers are commonly used by our students:

Insurance coverage for students, scholars and dependants:

Visit Travel and Medical Insurance
http://www.visitinsurance.com

Compass Benefits Group
www.compassstudenthealthinsurance.com

Basic Emergency Travel Assistance Plan
http://www.betins.com

Insurance coverage for students, scholars (no dependant coverage):

HTH Worldwide Insurance Services
http://www.hthstudents.com

Insurance coverage for students and dependants (no J-1 scholar coverage):

United Healthcare
https://www.uhcsr.com/