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FAQ UD Student Health InsuranceWhy am I required to have health insurance at the University of Dayton?
Expenses for the treatment of injury or illness can be unexpected and costly, and health insurance is a necessity for everyone.
Am I required to enroll in the University of Dayton’s Health Insurance plan?
To ensure your health and well-being, the University of Dayton requires students to carry health insurance that covers them for the entire calendar year. For your convenience, you will be automatically enrolled in the University’s health insurance plan, which will be billed to your student account. If you already possess health insurance that is comparable to the University’s, you may request to be excluded by completing an online waiver form. In order to avoid being automatically enrolled in the University plan, the waiver form must be completed by March 22, 2013 for all new incoming students attending the spring B semester. The information you submit will be evaluated to determine if it meets University guidelines.
When will I be billed?
The University will send a bill at the beginning of April, 2013.
How will I know if my waiver application has been accepted?
You will receive an e-mail notifying you that it has been either accepted or denied. If denied you will be automatically enrolled in the program.
What happens if I do not complete the waiver?
You will be automatically enrolled and billed for the coverage.
If my waiver request is denied, how can I appeal?
Email email@example.com with your appeal request and contact information.
Who is United Health Care Student Resources?
UHCSR is an insurance company that specializes in student health insurance. Please go to www.uhcsr.com/udayton for more detailed information.
If I do decide to sign-up for the University’s plan, what is the effective and expiration dates?
The policy effective date is August 1, 2012 through July 31, 2013 for those students attending the fall and spring semesters, and January 1, 2013 through July 31, 2013 for those students coming for the first time during the spring semester. Spring B semester students will have effective dates of March 1, 2013 through July 31, 2013
What happens if I graduate in December or have to leave school, can I get a refund for the unused portion of the policy?
In some cases, you may qualify for a prorated portion of the policy cost to be refunded to your account. Please contact firstname.lastname@example.org with your request.
I am an international student and already have insurance from a provider in my home country. Is this acceptable?
To be eligible for a waiver, your insurance must meet certain conditions. One of these conditions is that the insurance company has a claims office in the US and a toll free telephone line for claims inquiries.
I'm an international student and plan to travel home during vacations. Why do I need to be covered if I'm not in the country?
It is difficult to predict when illness/injury will arise. That's why we want all of our students to have continuous coverage to guard against sudden illness/injury.
Where and how do I complete the waiver page?
Please go to www.studentcenter.uhcsr.com/udayton. If you have trouble logging in to waive, please use the following directions:
If your student ID# begins with 101...... or 00......., please enter the first nine numbers ONLY of your student ID# leaving off the LAST numeral. If your student ID# begins with any other numeral, please add two "zeros" at the beginning of your ID# and leave off the LAST numeral.
Can I waive out now and then sign up for the University insurance later if my parents (guardian) lose their insurance?
Yes, you can sign up at any time by going to www.uhcsr.com/udayton.
What does medical evacuation coverage mean?
When recommended by an attending physician, emergency medical evacuation provides transportation to the nearest hospital that is fit to medically treat the covered individual if they are unable to receive the necessary treatment at a local facility.
What is repatriation of remains coverage?
The repatriation of remains benefit will provide coverage for the transportation of the deceased policyholder’s bodily remains back to their area of principle residence in the event of death due to a covered injury or illness.For all policy related questions please visit United Health Care Student Resources website at www.uhcsr.com/udayton for detailed information.