The U.S. health care system is one of the most expensive in the world. Health care costs for a major accident or illness can cost hundreds of thousands of dollars; even simple visits and procedures can cost thousands of dollars. Because of these high costs, most Americans purchase health insurance to reduce their out-of-pocket expenses.
To protect their health, safety, and finances, the university requires international students to possess health insurance coverage for themselves and their families. Coverage must meet university standards, be active while the student is enrolled (including vacations), and be verified every semester. Students can verify their health insurance coverage online using our Health Insurance Verification Form.
HOW DO I ACCESS THE VERIFICATION FORM?
The form can be accessed through Porches. Once there, you will be asked to provide details about your health insurance policy (policy number, name of provider, etc). Have your health insurance information ready before accessing the form.
WHEN MUST I DO THIS?
The deadline to submit this information is approximately two weeks after the first day of classes. Prior to the start of each semester, students will receive an email with specific instructions and timelines.
If you do not submit this information on time, you will be prevented from registering for classes the following semester, which may result in the termination of your I-20 or DS-2019, jeopardizing your immigration status.
WHAT KIND OF HEALTH INSURANCE SHOULD I BUY?
Your health insurance must meet these standards:
- Cover at least a minimum of $250,000 per condition.
- Has a deductible of $500 or less per individual.
- Provide $50,000 or more for medical evacuation to your home country.
- Provide $25,000 or more for repatriation (removal of remains after death) to your home country.
- Is in effect for the entire time I am enrolled at UD, including vacations, for myself and dependants.
Some popular international student health insurance providers are:
The list above is provided as a courtesy and is in no way an endorsement. Students are free to choose a health insurance plan that best suits their needs and meets the requirements above. Random audits may be conducted throughout the year so please be prepared to submit official copies of your health insurance policies if asked.
I'M READY TO SUBMIT MY INSURANCE INFORMATION. HOW DO I ACCESS THE SURVEY?
Log in to Porches. After logging in, look for the navigation bar on the left hand side of the screen. Click the link on the navigation bar labeled 'International'. This will take you to the International tab. Once there, you should see the 'Health Insurance Verification Form'.
I'M HAVING TROUBLE FINDING IT. WHERE CAN I GET HELP?
Visit Rike Center, Room 204 if you need help finding or completing the form.
DOES THE UNIVERSITY HAVE A HEALTH INSURANCE PLAN IN WHICH I CAN ENROLL?
The University does not have a health insurance plan in which students can enroll. Students are expected to purchase health insurance plans on their own that meets university standards.
WHO CAN I CONTACT IF I HAVE QUESTIONS?
Email the Student Health Insurance Committee at firstname.lastname@example.org.